Skip to main content

Get the Best Health Insurance Plan Online in India





Most Popular Policies of Shriram General Insurance

  • Raheja QBE Health Insurance
    The policy is chiefly designed for people detected with cancer and it offers financial protection to policyholders.
    Key features of Health Insurance plan
    • No exit age applicable for policies without any break
    • Benefits available even after policy expiry
    • No medical examination required up to 50 years
    • No policy renewal after admission of one claim
    Buy now
  • Raheja QBE Accident Personal Plan
    The plan offers benefits if insured people suffer from accidental injuries.
    Key features of Accident Personal plan
    • Hospital confinement allowance available on additional premium
    • Coverage available for extended medical expenses
    • Coverage available for loss of employment of policyholders
    • Education fund available
    Buy now
  • Domestic property insurance plan
    This domestic property insurance plan provides coverage against both domestic fire and burglary.
    Key features of domestic property insurance plan
    • coverage for bulk items on the basis of ‘first loss’
    • Loss/damage by burglary is covered
    • Aircraft damages are covered
    • 3% claim amount to cover fees of engineers, surveyors and architects
  • Raheja Office Package Insurance Policy
    This corporate package policy offers complete protection against assets in the office.
    Key features of Office Package Insurance Policy
    • Coverage against terrorism on additional premium
    • Loss of rent is covered
    • Extended theft coverage
    • Alternative accommodation rent is available

Raheja Workers Compensation

Employees can become injured at any time of working due to negligence of the employer. In such as case, the employers are liable to compensate the particular employee and his or her family. Workmen Compensation Act was passed in respect of helping these employees for getting compensated.

Raheja Workers Compensation insurance is a policy which is responsible to cover the compensation due to injury of any employee during working time, from the side of employer. So the employers may live with peace of mind if they have such a kind of insurance policy to provide compensation amounts to their workmen.

In this policy the compensation amount for the employees are provided due to an accident or injury during work time. The medical expenses required for their recovery is provided along with compensation provided for the family in case of loss of life or permanent bodily damage.

Comprehensive features of Raheja Workers Compensation insurance

  • Coverage for compensation amount is provided in case of any personal injury of an insured employee due to an accident or disease arising out of employment during workmanship.
  • Personal indemnity insurance is provided against all sums for each employee of the insured employer under the Workmen’s Compensation Act 1923, the fatal Accidents Act 1859 and also under the common law.
  • The insurance policy is liable to provide for the claim arises out of medical expenses caused by such an accident of any employee.

Additional coverage of policy that you may avail with the payment of extra premium

The premium amounts for this particular insurance policy depend on the total sum insured. Apart from this, there is option to extend the coverage areas by providing additional premium on the actual premium amount for your sum insured. The areas on which you can get extra facilities are mentioned below in the table.

Additional benefit


Expenses incur due to hospitalization, medicine or surgery caused by bodily injury or accident during employment


Liability for specific diseases which are mentioned in Part C or schedule III of Workmen’s Compensation Act, with regard to extra premium


Be informed about the areas of exclusion from the policy coverage

There are certain areas of expenses which are strictly excluded from the coverage under policy. In such conditions, you will not get compensation. So being informed about those exclusions before going for a claim is necessary.

Expenses for any accident or injury directly caused by act of enemy, war or invasion, hostilities, mutiny, revolt or revolution, civil war, insurgence, military power etc., are not coverable under the policy.

Compensation is not payable for the liability of the business owner or the insured to the employees of contractors.

Any liability of the insured person, which ascribes by virtue of an agreement, but which would not have involved in the nonappearance of such agreement, is not covered under this policy.

The policy is not liable for an agreement between the insured and another party from which party the insured is allowed to recover a particular sum.

Sum Insured = Rs 5 lakh
  • Age (in years)
  • Deductible (in Rs)
  • 1 lakh
  • 2 lakh
  • 3 lakh
  • 91 days- 35
  • 1999
  • 1049
  • 899
  • 36-45
  • 2750
  • 1500
  • 1400
  • 46-60
  • 4813
  • 2925
  • 2170
  • 61-75
  • 10106
  • 5704
  • 3472
  • 76 and above
  • 24053
  • 14254
  • 9090